The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dbs Bank India Limited for its Kozhikode Calicut branch in Kozhikode, Calicut, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dbs Bank India Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DBSS0IN0181. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dbs Bank India Limited, Kozhikode Calicut, Kozhikode
The table below shows the main details of the IFSC Code DBSS0IN0181 for the Dbs Bank India Limited branch in Kozhikode, which falls under the Calicut district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Dbs Bank India Limited |
| IFSC Code | DBSS0IN0181 |
| Branch | Kozhikode Calicut |
| City | Kozhikode |
| District | Calicut |
| State | Kerala |
| Address | Cherooty Road Door No.9/622-A Calicutkozhikode ( Calicut)673001Kl |
These details are essential not only for online banking users but also for businesses and individuals who use Dbs Bank India Limited in Kozhikode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DBSS0IN0181 for the Kozhikode Calicut branch of Dbs Bank India Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dbs Bank India Limited located in Kozhikode Calicut, Kozhikode, Kerala, are allotted a unique IFSC like DBSS0IN0181 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kozhikode.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kozhikode and Calicut.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dbs Bank India Limited in Kozhikode Calicut reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code DBSS0IN0181
The format of the IFSC Code for banks, including Dbs Bank India Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dbs Bank India Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kozhikode Calicut in Kozhikode.
For example, the IFSC Code DBSS0IN0181 of Dbs Bank India Limited for the Kozhikode Calicut branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.
How to Find IFSC Code for Dbs Bank India Limited?
If you are trying to find the IFSC Code DBSS0IN0181 of Dbs Bank India Limited for its Kozhikode Calicut branch located in Kozhikode, the following methods can help:
Cheque Book
The cheque books that are issued by Dbs Bank India Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dbs Bank India Limited branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dbs Bank India Limited and find the branch locator section. Search for Kozhikode Calicut or Kozhikode to get the exact IFSC Code DBSS0IN0181.
Mobile Banking App
If you use Dbs Bank India Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dbs Bank India Limited and Kozhikode that will provide accurate information.
How to Use IFSC Code DBSS0IN0181 for Online Transfers?
If you have the IFSC Code DBSS0IN0181 for the Kozhikode Calicut branch of Dbs Bank India Limited in Kozhikode, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DBSS0IN0181. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0181.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dbs Bank India Limited Kozhikode Calicut in Kozhikode, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dbs Bank India Limited in Kozhikode Calicut, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dbs Bank India Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kozhikode manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is DBSS0IN0181.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cherooty Road Door No.9/622-A Calicutkozhikode ( Calicut)673001Kl located in Kozhikode, Calicut, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.