There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dbs Bank India Limited for its Ambagarathur Branch branch in Karaikal, Ambagarathur, Puducherry, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Dbs Bank India Limited situated in Karaikal or anywhere in Puducherry can easily transfer funds instantly by using the correct IFSC Code DBSS0IN0116. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dbs Bank India Limited, Ambagarathur Branch, Karaikal
Here are the main details that are associated with the IFSC Code DBSS0IN0116 of Dbs Bank India Limited for its branch located in Karaikal, within the district of Ambagarathur in the state of Puducherry.
| Particulars | Details |
|---|---|
| Bank | Dbs Bank India Limited |
| IFSC Code | DBSS0IN0116 |
| Branch | Ambagarathur Branch |
| City | Karaikal |
| District | Ambagarathur |
| State | Puducherry |
| Address | Main Road No.79,Ambagarathurambagarathur609601Py |
These details are essential not only for online banking users but also for businesses and individuals who use Dbs Bank India Limited in Karaikal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DBSS0IN0116 for the Ambagarathur Branch branch of Dbs Bank India Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dbs Bank India Limited located in Ambagarathur Branch, Karaikal, Puducherry, are allotted a unique IFSC like DBSS0IN0116 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karaikal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Karaikal and Ambagarathur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dbs Bank India Limited in Ambagarathur Branch reaches the right place, even though there are thousands of branches in Puducherry and across India.
Format of the IFSC Code DBSS0IN0116
The format of the IFSC Code for banks, including Dbs Bank India Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dbs Bank India Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambagarathur Branch in Karaikal.
For example, the IFSC Code DBSS0IN0116 of Dbs Bank India Limited for the Ambagarathur Branch branch includes these elements, identifying the bank and the branch location in Karaikal and Puducherry correctly.
How to Find IFSC Code for Dbs Bank India Limited?
If you are trying to find the IFSC Code DBSS0IN0116 of Dbs Bank India Limited for its Ambagarathur Branch branch located in Karaikal, the following methods can help:
Cheque Book
The cheque book issued by Dbs Bank India Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Dbs Bank India Limited branches in Karaikal and Ambagarathur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Dbs Bank India Limited and navigate to the branch locator section. Search for Ambagarathur Branch or Karaikal to get the exact IFSC Code DBSS0IN0116.
Mobile Banking App
If you use Dbs Bank India Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dbs Bank India Limited and Karaikal, you'll get the correct details.
How to Use IFSC Code DBSS0IN0116 for Online Transfers?
Once you have the IFSC Code DBSS0IN0116 for the Ambagarathur Branch branch of Dbs Bank India Limited in Karaikal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DBSS0IN0116. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0116.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dbs Bank India Limited Ambagarathur Branch in Karaikal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dbs Bank India Limited in Ambagarathur Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dbs Bank India Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Karaikal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ambagarathur Branch Karaikal branch is DBSS0IN0116.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Road No.79,Ambagarathurambagarathur609601Py.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.