For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dbs Bank India Limited for its Mowlivakkam branch in Kancheepuram, Chennai, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Dbs Bank India Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code DBSS0IN0465. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Dbs Bank India Limited, Mowlivakkam, Kancheepuram
The table below shows the main details of the IFSC Code DBSS0IN0465 for the Dbs Bank India Limited branch in Kancheepuram, which falls under the Chennai district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Dbs Bank India Limited |
| IFSC Code | DBSS0IN0465 |
| Branch | Mowlivakkam |
| City | Kancheepuram |
| District | Chennai |
| State | Tamil Nadu |
| Address | Bajanai Koil Street No.2 Mowlivakkamchennai ( M Corp.)600116Tn |
These details help users in online banking and for businesses and individuals who use Dbs Bank India Limited in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DBSS0IN0465 for the Mowlivakkam branch of Dbs Bank India Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dbs Bank India Limited located in Mowlivakkam, Kancheepuram, Tamil Nadu, is provided a unique IFSC like DBSS0IN0465 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dbs Bank India Limited branch in Kancheepuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kancheepuram and Chennai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Dbs Bank India Limited in Mowlivakkam do not get misguided to another person.
Format of the IFSC Code DBSS0IN0465
This is the format of the IFSC Code for banks, including Dbs Bank India Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dbs Bank India Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mowlivakkam in Kancheepuram.
For example, the IFSC Code DBSS0IN0465 of Dbs Bank India Limited for the Mowlivakkam branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.
How to Find IFSC Code for Dbs Bank India Limited?
If you are trying to find the IFSC Code DBSS0IN0465 of Dbs Bank India Limited for its Mowlivakkam branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque books that are issued by Dbs Bank India Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dbs Bank India Limited branches in Kancheepuram and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dbs Bank India Limited and find the branch locator section. Search for Mowlivakkam or Kancheepuram to get the exact IFSC Code DBSS0IN0465.
Mobile Banking App
If you use Dbs Bank India Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dbs Bank India Limited and Kancheepuram that will provide accurate information.
How to Use IFSC Code DBSS0IN0465 for Online Transfers?
Once you have the IFSC Code DBSS0IN0465 for the Mowlivakkam branch of Dbs Bank India Limited in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DBSS0IN0465. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0465.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dbs Bank India Limited Mowlivakkam in Kancheepuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dbs Bank India Limited in Mowlivakkam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dbs Bank India Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kancheepuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is DBSS0IN0465.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bajanai Koil Street No.2 Mowlivakkamchennai ( M Corp.)600116Tn located in Kancheepuram, Chennai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.