Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Dbs Bank India Limited for its Kharghar branch in Greater Bombay, Raigarh, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Dbs Bank India Limited located in Greater Bombay or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code DBSS0IN0378. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dbs Bank India Limited, Kharghar, Greater Bombay
The table below shows the main details of the IFSC Code DBSS0IN0378 for the Dbs Bank India Limited branch in Greater Bombay, which falls under the Raigarh district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Dbs Bank India Limited |
| IFSC Code | DBSS0IN0378 |
| Branch | Kharghar |
| City | Greater Bombay |
| District | Raigarh |
| State | Maharashtra |
| Address | Sector-7,Shop No.21& 22,Patel Heritage,Kharghar,Navi Mumbaikharghar 410210Mh |
These details help users in online banking and for businesses and individuals who use Dbs Bank India Limited in Greater Bombay for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DBSS0IN0378 for the Kharghar branch of Dbs Bank India Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DBSS0IN0378 is given to every bank branch, including Dbs Bank India Limited located in Kharghar, Greater Bombay, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Dbs Bank India Limited branch in Greater Bombay.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Greater Bombay and Raigarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Dbs Bank India Limited in Kharghar doesn't end up at another location.
Format of the IFSC Code DBSS0IN0378
This is the format of the IFSC Code for banks, including Dbs Bank India Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dbs Bank India Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kharghar in Greater Bombay.
For example, the IFSC Code DBSS0IN0378 of Dbs Bank India Limited for the Kharghar branch includes these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra accurately.
How to Find IFSC Code for Dbs Bank India Limited?
If you are looking for the IFSC Code DBSS0IN0378 of Dbs Bank India Limited for its Kharghar branch located in Greater Bombay, the following methods can help:
Cheque Book
The cheque book that is issued by Dbs Bank India Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Dbs Bank India Limited branches in Greater Bombay and Raigarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Dbs Bank India Limited and look for the branch locator section, then search for Kharghar or Greater Bombay to get the exact IFSC Code DBSS0IN0378.
Mobile Banking App
If you use Dbs Bank India Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dbs Bank India Limited and Greater Bombay, then it will provide you proper information.
How to Use IFSC Code DBSS0IN0378 for Online Transfers?
Once you have the IFSC Code DBSS0IN0378 for the Kharghar branch of Dbs Bank India Limited in Greater Bombay, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DBSS0IN0378. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0378.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dbs Bank India Limited Kharghar in Greater Bombay, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dbs Bank India Limited in Kharghar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dbs Bank India Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Greater Bombay to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kharghar Greater Bombay branch is DBSS0IN0378.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sector-7,Shop No.21& 22,Patel Heritage,Kharghar,Navi Mumbaikharghar 410210Mh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.