The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Csb Bank Limited for its Kizhakumuri branch in Thrissur, Triprayar, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Csb Bank Limited located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000416. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Csb Bank Limited, Kizhakumuri, Thrissur
Below in the table are the key details related to IFSC Code CSBK0000416 of Csb Bank Limited for its branch located in Thrissur, within the district of Triprayar in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000416 |
| Branch | Kizhakumuri |
| City | Thrissur |
| District | Triprayar |
| State | Kerala |
| Address | Janaki Complex,Kizhakkumuri,Peringottukara,Thrissur 680571 |
These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000416 for the Kizhakumuri branch of Csb Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CSBK0000416 is given to every bank branch, including Csb Bank Limited located in Kizhakumuri, Thrissur, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Thrissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thrissur and Triprayar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Csb Bank Limited in Kizhakumuri doesn't end up at another location.
Format of the IFSC Code CSBK0000416
This is the format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kizhakumuri in Thrissur.
For example, the IFSC Code CSBK0000416 of Csb Bank Limited for the Kizhakumuri branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.
How to Find IFSC Code for Csb Bank Limited?
If you are trying to find the IFSC Code CSBK0000416 of Csb Bank Limited for its Kizhakumuri branch located in Thrissur, the following methods can help:
Cheque Book
The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Csb Bank Limited branches in Thrissur and Triprayar, print them on the first page of your passbook.
Bank Website
Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Kizhakumuri or Thrissur to get the exact IFSC Code CSBK0000416.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Thrissur, you'll get the correct details.
How to Use IFSC Code CSBK0000416 for Online Transfers?
Once you have the IFSC Code CSBK0000416 for the Kizhakumuri branch of Csb Bank Limited in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CSBK0000416. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000416.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Kizhakumuri in Thrissur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kizhakumuri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thrissur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CSBK0000416.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Janaki Complex,Kizhakkumuri,Peringottukara,Thrissur 680571 located in Thrissur, Triprayar, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.