Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Csb Bank Limited for its Mira Road East branch in Thane, Mira Road East, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Csb Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CSBK0001230. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Mira Road East, Thane

Below in the table are the key details related to IFSC Code CSBK0001230 of Csb Bank Limited for its branch located in Thane, within the district of Mira Road East in the state of Maharashtra.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0001230
Branch Mira Road East
City Thane
District Mira Road East
State Maharashtra
Address Ground Floor, Shop No 6,7,8 And Flat 001, Shanti Nagar Chsl, A 60, Sector 1, Mira Road East, Thane , Maharashtra 401107

These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0001230 for the Mira Road East branch of Csb Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Mira Road East, Thane, Maharashtra, is provided with a unique IFSC like CSBK0001230 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Mira Road East.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Mira Road East do not get mixed with another location.

Format of the IFSC Code CSBK0001230

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mira Road East in Thane.

For example, the IFSC Code CSBK0001230 of Csb Bank Limited for the Mira Road East branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0001230 of Csb Bank Limited for its Mira Road East branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Csb Bank Limited branches in Thane and Mira Road East, print them on the first page of your passbook.

Bank Website

Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Mira Road East or Thane to get the exact IFSC Code CSBK0001230.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code CSBK0001230 for Online Transfers?

Once you have the IFSC Code CSBK0001230 for the Mira Road East branch of Csb Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0001230. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0001230.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Mira Road East in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Mira Road East, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited Mira Road East Thane?

The IFSC Code of the Mira Road East Thane branch is CSBK0001230.

Is IFSC Code CSBK0001230 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Csb Bank Limited Mira Road East branch?

The branch is located at Ground Floor, Shop No 6,7,8 And Flat 001, Shanti Nagar Chsl, A 60, Sector 1, Mira Road East, Thane , Maharashtra 401107.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.