There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Csb Bank Limited for its Surat Ring Road branch in Surat, Surat Ring Road, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Csb Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code CSBK0000746. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Csb Bank Limited, Surat Ring Road, Surat
The table below shows the main details of the IFSC Code CSBK0000746 for the Csb Bank Limited branch in Surat, which falls under the Surat Ring Road district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000746 |
| Branch | Surat Ring Road |
| City | Surat |
| District | Surat Ring Road |
| State | Gujarat |
| Address | First Floor,House E ,Centuary Business Centre,Ring Road Surat,Gujarat 395002 |
These details are important not only for users using online banking but also for businesses and individuals who use Csb Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CSBK0000746 for the Surat Ring Road branch of Csb Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Csb Bank Limited located in Surat Ring Road, Surat, Gujarat, are given a unique IFSC like CSBK0000746 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat Ring Road.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Csb Bank Limited in Surat Ring Road goes to the correct branch. This is important because Csb Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CSBK0000746
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat Ring Road in Surat.
For example, the IFSC Code CSBK0000746 of Csb Bank Limited for the Surat Ring Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Csb Bank Limited?
If you are looking for the IFSC Code CSBK0000746 of Csb Bank Limited for its Surat Ring Road branch located in Surat, the following methods can help:
Cheque Book
The cheque book that is issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Csb Bank Limited branches in Surat and Surat Ring Road, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Csb Bank Limited and look for the branch locator section, then search for Surat Ring Road or Surat to get the exact IFSC Code CSBK0000746.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Csb Bank Limited and Surat, then it will provide you proper information.
How to Use IFSC Code CSBK0000746 for Online Transfers?
Once you have the IFSC Code CSBK0000746 for the Surat Ring Road branch of Csb Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CSBK0000746. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000746.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Surat Ring Road in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Csb Bank Limited in Surat Ring Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Surat Ring Road Surat branch is CSBK0000746.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor,House E ,Centuary Business Centre,Ring Road Surat,Gujarat 395002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.