The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Csb Bank Limited for its Surat branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Csb Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CSBK0000240. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Csb Bank Limited, Surat, Surat
The table below shows the main details of the IFSC Code CSBK0000240 for the Csb Bank Limited branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000240 |
| Branch | Surat |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | First Floor,Devang Shopping Centre,Near Pearl Point,Surat 395 007 |
These details are essential not only for online banking users but also for businesses and individuals who use Csb Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000240 for the Surat branch of Csb Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Surat, Surat, Gujarat, is provided with a unique IFSC like CSBK0000240 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Surat do not get mixed with another location.
Format of the IFSC Code CSBK0000240
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Csb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat in Surat.
For example, the IFSC Code CSBK0000240 of Csb Bank Limited for the Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Csb Bank Limited?
If you are trying to find the IFSC Code CSBK0000240 of Csb Bank Limited for its Surat branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Csb Bank Limited branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Surat or Surat to get the exact IFSC Code CSBK0000240.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code CSBK0000240 for Online Transfers?
Once you have the IFSC Code CSBK0000240 for the Surat branch of Csb Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CSBK0000240. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000240.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Surat in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Surat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CSBK0000240.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is First Floor,Devang Shopping Centre,Near Pearl Point,Surat 395 007 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.