Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Csb Bank Limited for its Katargam Surat branch in Surat, Katargam Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Csb Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CSBK0001206. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Katargam Surat, Surat

The table below shows the main details of the IFSC Code CSBK0001206 for the Csb Bank Limited branch in Surat, which falls under the Katargam Surat district in Gujarat.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0001206
Branch Katargam Surat
City Surat
District Katargam Surat
State Gujarat
Address Ground Floor, Shop No.1, Sky High Building, Opp.Mehta Petrol Pump, Katargam, Surat, Gujrat 395004

These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0001206 for the Katargam Surat branch of Csb Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Csb Bank Limited located in Katargam Surat, Surat, Gujarat, are allotted a unique IFSC like CSBK0001206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surat and Katargam Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Csb Bank Limited in Katargam Surat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CSBK0001206

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katargam Surat in Surat.

For example, the IFSC Code CSBK0001206 of Csb Bank Limited for the Katargam Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are looking for the IFSC Code CSBK0001206 of Csb Bank Limited for its Katargam Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Csb Bank Limited branches in Surat and Katargam Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Csb Bank Limited and look for the branch locator section, then search for Katargam Surat or Surat to get the exact IFSC Code CSBK0001206.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Csb Bank Limited and Surat, then it will provide you proper information.

How to Use IFSC Code CSBK0001206 for Online Transfers?

Once you have the IFSC Code CSBK0001206 for the Katargam Surat branch of Csb Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0001206. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Csb Bank Limited IFSC Code CSBK0001206.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Csb Bank Limited Katargam Surat in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Katargam Surat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Katargam Surat, Surat?

The IFSC Code is CSBK0001206.

Is the IFSC Code CSBK0001206 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Katargam Surat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Katargam Surat branch?

The address of the branch is Ground Floor, Shop No.1, Sky High Building, Opp.Mehta Petrol Pump, Katargam, Surat, Gujrat 395004 located in Surat, Katargam Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.