There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Csb Bank Limited for its Sompeta branch in Srikakulam, Sompeta, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Csb Bank Limited situated in Srikakulam or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code CSBK0000644. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Sompeta, Srikakulam

Below in the table are the key details related to IFSC Code CSBK0000644 of Csb Bank Limited for its branch located in Srikakulam, within the district of Sompeta in the state of Andhra Pradesh.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000644
Branch Sompeta
City Srikakulam
District Sompeta
State Andhra Pradesh
Address Ground Floor,Opp Ramakrishna Hospital,Main Road,Sompeta,Srikakulam Dist,Andhrapradesh 532284

These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in Srikakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000644 for the Sompeta branch of Csb Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Sompeta, Srikakulam, Andhra Pradesh, is provided with a unique IFSC like CSBK0000644 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Srikakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Srikakulam and Sompeta.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Sompeta do not get mixed with another location.

Format of the IFSC Code CSBK0000644

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sompeta in Srikakulam.

For example, the IFSC Code CSBK0000644 of Csb Bank Limited for the Sompeta branch includes these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh accurately.

How to Find IFSC Code for Csb Bank Limited?

To find the IFSC Code CSBK0000644 of Csb Bank Limited for its Sompeta branch located in Srikakulam, the following methods can help you out:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Csb Bank Limited branches in Srikakulam and Sompeta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Csb Bank Limited and go to the branch locator section. Then search for Sompeta or Srikakulam to find the exact IFSC Code CSBK0000644.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Csb Bank Limited and Srikakulam will provide accurate information.

How to Use IFSC Code CSBK0000644 for Online Transfers?

If you have the IFSC Code CSBK0000644 for the Sompeta branch of Csb Bank Limited in Srikakulam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0000644. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Csb Bank Limited IFSC Code CSBK0000644.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Csb Bank Limited Sompeta in Srikakulam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Sompeta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Srikakulam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Sompeta, Srikakulam?

The IFSC Code is CSBK0000644.

Is the IFSC Code CSBK0000644 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Sompeta?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sompeta branch?

The address of the branch is Ground Floor,Opp Ramakrishna Hospital,Main Road,Sompeta,Srikakulam Dist,Andhrapradesh 532284 located in Srikakulam, Sompeta, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.