Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Csb Bank Limited for its Kharghar Navi Mumbai branch in Raigad, Kharghar Navi Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Csb Bank Limited located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CSBK0001204. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Csb Bank Limited, Kharghar Navi Mumbai, Raigad
Below in the table are the key details related to IFSC Code CSBK0001204 of Csb Bank Limited for its branch located in Raigad, within the district of Kharghar Navi Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0001204 |
| Branch | Kharghar Navi Mumbai |
| City | Raigad |
| District | Kharghar Navi Mumbai |
| State | Maharashtra |
| Address | Ground Floor, Shop Nos.1,2,3 Vaibhav Chs,Plot No.28, Sector11, Kharghar, Navi Mumbai, Maharashtra 410210 |
These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0001204 for the Kharghar Navi Mumbai branch of Csb Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Kharghar Navi Mumbai, Raigad, Maharashtra, is provided a unique IFSC like CSBK0001204 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Csb Bank Limited branch in Raigad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Raigad and Kharghar Navi Mumbai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Csb Bank Limited in Kharghar Navi Mumbai do not get misguided to another person.
Format of the IFSC Code CSBK0001204
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharghar Navi Mumbai in Raigad.
For example, the IFSC Code CSBK0001204 of Csb Bank Limited for the Kharghar Navi Mumbai branch has these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.
How to Find IFSC Code for Csb Bank Limited?
If you are trying to find the IFSC Code CSBK0001204 of Csb Bank Limited for its Kharghar Navi Mumbai branch located in Raigad, the following methods can help:
Cheque Book
The cheque books that are issued by Csb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Csb Bank Limited branches in Raigad and Kharghar Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Csb Bank Limited and find the branch locator section. Search for Kharghar Navi Mumbai or Raigad to get the exact IFSC Code CSBK0001204.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Csb Bank Limited and Raigad that will provide accurate information.
How to Use IFSC Code CSBK0001204 for Online Transfers?
Once you have the IFSC Code CSBK0001204 for the Kharghar Navi Mumbai branch of Csb Bank Limited in Raigad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CSBK0001204. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Csb Bank Limited IFSC Code CSBK0001204.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Csb Bank Limited Kharghar Navi Mumbai in Raigad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kharghar Navi Mumbai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Raigad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CSBK0001204.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Shop Nos.1,2,3 Vaibhav Chs,Plot No.28, Sector11, Kharghar, Navi Mumbai, Maharashtra 410210 located in Raigad, Kharghar Navi Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.