Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Csb Bank Limited for its Raichur branch in Raichur, Raichur, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Csb Bank Limited located in Raichur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CSBK0001200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Raichur, Raichur

The table below shows the main details of the IFSC Code CSBK0001200 for the Csb Bank Limited branch in Raichur, which falls under the Raichur district in Karnataka.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0001200
Branch Raichur
City Raichur
District Raichur
State Karnataka
Address Ground Floor, M Pl No 127244 1 To 7, Kalyankar Complex, Opp. Yashoda Hospital, Goshala Road, Raichur , Karnataka 584101

These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in Raichur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0001200 for the Raichur branch of Csb Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CSBK0001200 is given to every bank branch, including Csb Bank Limited located in Raichur, Raichur, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Raichur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raichur and Raichur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Csb Bank Limited in Raichur doesn't end up at another location.

Format of the IFSC Code CSBK0001200

This is the format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raichur in Raichur.

For example, the IFSC Code CSBK0001200 of Csb Bank Limited for the Raichur branch includes these elements, identifying the bank and the branch location in Raichur and Karnataka accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0001200 of Csb Bank Limited for its Raichur branch located in Raichur, the following methods can help:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Csb Bank Limited branches in Raichur and Raichur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Raichur or Raichur to get the exact IFSC Code CSBK0001200.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Raichur, you'll get the correct details.

How to Use IFSC Code CSBK0001200 for Online Transfers?

Once you have the IFSC Code CSBK0001200 for the Raichur branch of Csb Bank Limited in Raichur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CSBK0001200. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0001200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Raichur in Raichur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Raichur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raichur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Raichur, Raichur?

The IFSC Code is CSBK0001200.

Is the IFSC Code CSBK0001200 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Raichur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Raichur branch?

The address of the branch is Ground Floor, M Pl No 127244 1 To 7, Kalyankar Complex, Opp. Yashoda Hospital, Goshala Road, Raichur , Karnataka 584101 located in Raichur, Raichur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.