The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Csb Bank Limited for its Pandalam branch in Pathanamthitta, Pandalam, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Csb Bank Limited located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000164. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Csb Bank Limited, Pandalam, Pathanamthitta
Here are the key points that are associated with the IFSC Code CSBK0000164 of Csb Bank Limited for its branch located in Pathanamthitta, within the district of Pandalam in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000164 |
| Branch | Pandalam |
| City | Pathanamthitta |
| District | Pandalam |
| State | Kerala |
| Address | Sankarathil Building,M C Road P B No 3,Pandalam 689501 Pathanamthitta Dt,Kerala |
These details are important not only for users using online banking but also for businesses and individuals who use Csb Bank Limited in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CSBK0000164 for the Pandalam branch of Csb Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CSBK0000164 is given to every bank branch, including Csb Bank Limited located in Pandalam, Pathanamthitta, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pathanamthitta and Pandalam.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Csb Bank Limited in Pandalam doesn't end up at another location.
Format of the IFSC Code CSBK0000164
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pandalam in Pathanamthitta.
For example, the IFSC Code CSBK0000164 of Csb Bank Limited for the Pandalam branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for Csb Bank Limited?
If you are looking for the IFSC Code CSBK0000164 of Csb Bank Limited for its Pandalam branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book that is issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Csb Bank Limited branches in Pathanamthitta and Pandalam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Csb Bank Limited and look for the branch locator section, then search for Pandalam or Pathanamthitta to get the exact IFSC Code CSBK0000164.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Csb Bank Limited and Pathanamthitta, then it will provide you proper information.
How to Use IFSC Code CSBK0000164 for Online Transfers?
Once you have the IFSC Code CSBK0000164 for the Pandalam branch of Csb Bank Limited in Pathanamthitta, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CSBK0000164. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Csb Bank Limited IFSC Code CSBK0000164.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Csb Bank Limited Pandalam in Pathanamthitta, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Pandalam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CSBK0000164.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sankarathil Building,M C Road P B No 3,Pandalam 689501 Pathanamthitta Dt,Kerala located in Pathanamthitta, Pandalam, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.