The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Csb Bank Limited for its Govandi branch in Mumbai Suburban, Govandi, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Csb Bank Limited located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CSBK0001243. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Csb Bank Limited, Govandi, Mumbai Suburban

Here are the main details that are associated with the IFSC Code CSBK0001243 of Csb Bank Limited for its branch located in Mumbai Suburban, within the district of Govandi in the state of Maharashtra.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0001243
Branch Govandi
City Mumbai Suburban
District Govandi
State Maharashtra
Address Ground Floor, Shop No 2, Supreme Elenor, Govandi Station Road, Deonar, Mumbai 400088

These details are important not only for users using online banking but also for businesses and individuals who use Csb Bank Limited in Mumbai Suburban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CSBK0001243 for the Govandi branch of Csb Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Csb Bank Limited located in Govandi, Mumbai Suburban, Maharashtra, are given a unique IFSC like CSBK0001243 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mumbai Suburban and Govandi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Csb Bank Limited in Govandi goes to the correct branch. This is important because Csb Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CSBK0001243

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Csb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Govandi in Mumbai Suburban.

For example, the IFSC Code CSBK0001243 of Csb Bank Limited for the Govandi branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0001243 of Csb Bank Limited for its Govandi branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque books that are issued by Csb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Csb Bank Limited branches in Mumbai Suburban and Govandi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Csb Bank Limited and find the branch locator section. Search for Govandi or Mumbai Suburban to get the exact IFSC Code CSBK0001243.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Csb Bank Limited and Mumbai Suburban that will provide accurate information.

How to Use IFSC Code CSBK0001243 for Online Transfers?

Once you have the IFSC Code CSBK0001243 for the Govandi branch of Csb Bank Limited in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0001243. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0001243.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Govandi in Mumbai Suburban may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Govandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai Suburban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited Govandi Mumbai Suburban?

The IFSC Code of the Govandi Mumbai Suburban branch is CSBK0001243.

Is IFSC Code CSBK0001243 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Csb Bank Limited Govandi branch?

The branch is located at Ground Floor, Shop No 2, Supreme Elenor, Govandi Station Road, Deonar, Mumbai 400088.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.