Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Csb Bank Limited for its Kozhikode Bazar branch in Kozhikode, Calicut, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Csb Bank Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Csb Bank Limited, Kozhikode Bazar, Kozhikode
Below in the table are the key details related to IFSC Code CSBK0000045 of Csb Bank Limited for its branch located in Kozhikode, within the district of Calicut in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000045 |
| Branch | Kozhikode Bazar |
| City | Kozhikode |
| District | Calicut |
| State | Kerala |
| Address | C M Mathew Brothers Arcade,Chakkorathukulam,Kannur Road,Kozhikode,Kerala 673006 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in Kozhikode for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000045 for the Kozhikode Bazar branch of Csb Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CSBK0000045 is given to every bank branch, including Csb Bank Limited located in Kozhikode Bazar, Kozhikode, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Kozhikode.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kozhikode and Calicut.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Csb Bank Limited in Kozhikode Bazar doesn't end up at another location.
Format of the IFSC Code CSBK0000045
The format of the IFSC Code for banks, including Csb Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Csb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kozhikode Bazar in Kozhikode.
For example, the IFSC Code CSBK0000045 of Csb Bank Limited for the Kozhikode Bazar branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.
How to Find IFSC Code for Csb Bank Limited?
If you are trying to find the IFSC Code CSBK0000045 of Csb Bank Limited for its Kozhikode Bazar branch located in Kozhikode, the following methods can help:
Cheque Book
The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Csb Bank Limited branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Kozhikode Bazar or Kozhikode to get the exact IFSC Code CSBK0000045.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Kozhikode, you'll get the correct details.
How to Use IFSC Code CSBK0000045 for Online Transfers?
Once you have the IFSC Code CSBK0000045 for the Kozhikode Bazar branch of Csb Bank Limited in Kozhikode, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CSBK0000045. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000045.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Kozhikode Bazar in Kozhikode, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kozhikode Bazar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kozhikode Bazar Kozhikode branch is CSBK0000045.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C M Mathew Brothers Arcade,Chakkorathukulam,Kannur Road,Kozhikode,Kerala 673006.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.