For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Csb Bank Limited for its Feroke branch in Kozhikode, Feroke, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Csb Bank Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000023. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Csb Bank Limited, Feroke, Kozhikode
The table below shows the main details of the IFSC Code CSBK0000023 for the Csb Bank Limited branch in Kozhikode, which falls under the Feroke district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000023 |
| Branch | Feroke |
| City | Kozhikode |
| District | Feroke |
| State | Kerala |
| Address | Kodinji Towers,Cheruvannur,Feroke 673631 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in Kozhikode for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000023 for the Feroke branch of Csb Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Feroke, Kozhikode, Kerala, is provided with a unique IFSC like CSBK0000023 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Kozhikode.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kozhikode and Feroke.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Feroke do not get mixed with another location.
Format of the IFSC Code CSBK0000023
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Csb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Feroke in Kozhikode.
For example, the IFSC Code CSBK0000023 of Csb Bank Limited for the Feroke branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.
How to Find IFSC Code for Csb Bank Limited?
To find the IFSC Code CSBK0000023 of Csb Bank Limited for its Feroke branch located in Kozhikode, the following methods can help you out:
Cheque Book
The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Csb Bank Limited branches in Kozhikode and Feroke, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Csb Bank Limited and go to the branch locator section. Then search for Feroke or Kozhikode to find the exact IFSC Code CSBK0000023.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Csb Bank Limited and Kozhikode will provide accurate information.
How to Use IFSC Code CSBK0000023 for Online Transfers?
Once you have the IFSC Code CSBK0000023 for the Feroke branch of Csb Bank Limited in Kozhikode, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CSBK0000023. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000023.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Feroke in Kozhikode may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Feroke, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kozhikode manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CSBK0000023.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Kodinji Towers,Cheruvannur,Feroke 673631 located in Kozhikode, Feroke, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.