For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Csb Bank Limited for its Kaduthuruthy branch in Kottayam, Kaduthuruthy, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Csb Bank Limited located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000166. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Kaduthuruthy, Kottayam

The table below shows the main details of the IFSC Code CSBK0000166 for the Csb Bank Limited branch in Kottayam, which falls under the Kaduthuruthy district in Kerala.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000166
Branch Kaduthuruthy
City Kottayam
District Kaduthuruthy
State Kerala
Address P B No 5,Kalapurayil Building,P O Kaduthuruthy,Kottayam Dt 686604

These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Kottayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000166 for the Kaduthuruthy branch of Csb Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Csb Bank Limited located in Kaduthuruthy, Kottayam, Kerala, are allotted a unique IFSC like CSBK0000166 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kottayam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kottayam and Kaduthuruthy.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Csb Bank Limited in Kaduthuruthy reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CSBK0000166

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kaduthuruthy in Kottayam.

For example, the IFSC Code CSBK0000166 of Csb Bank Limited for the Kaduthuruthy branch has these elements, identifying the bank and the branch location in Kottayam and Kerala correctly.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0000166 of Csb Bank Limited for its Kaduthuruthy branch located in Kottayam, the following methods can help:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Csb Bank Limited branches in Kottayam and Kaduthuruthy, print them on the first page of your passbook.

Bank Website

Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Kaduthuruthy or Kottayam to get the exact IFSC Code CSBK0000166.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Kottayam, you'll get the correct details.

How to Use IFSC Code CSBK0000166 for Online Transfers?

Once you have the IFSC Code CSBK0000166 for the Kaduthuruthy branch of Csb Bank Limited in Kottayam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CSBK0000166. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000166.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Kaduthuruthy in Kottayam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kaduthuruthy, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kottayam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Kaduthuruthy, Kottayam?

The IFSC Code is CSBK0000166.

Is the IFSC Code CSBK0000166 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Kaduthuruthy?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kaduthuruthy branch?

The address of the branch is P B No 5,Kalapurayil Building,P O Kaduthuruthy,Kottayam Dt 686604 located in Kottayam, Kaduthuruthy, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.