The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Csb Bank Limited for its Puthoor branch in Kollam, Puthoor, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Csb Bank Limited located in Kollam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000081. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Csb Bank Limited, Puthoor, Kollam

Here are the main details that are associated with the IFSC Code CSBK0000081 of Csb Bank Limited for its branch located in Kollam, within the district of Puthoor in the state of Kerala.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000081
Branch Puthoor
City Kollam
District Puthoor
State Kerala
Address P O Puthoor ,Kollam Dist,Kerala,691507

These details help users in online banking and for businesses and individuals who use Csb Bank Limited in Kollam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000081 for the Puthoor branch of Csb Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Csb Bank Limited located in Puthoor, Kollam, Kerala, are allotted a unique IFSC like CSBK0000081 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kollam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kollam and Puthoor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Csb Bank Limited in Puthoor reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CSBK0000081

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puthoor in Kollam.

For example, the IFSC Code CSBK0000081 of Csb Bank Limited for the Puthoor branch includes these elements, identifying the bank and the branch location in Kollam and Kerala accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are looking for the IFSC Code CSBK0000081 of Csb Bank Limited for its Puthoor branch located in Kollam, the following methods can help:

Cheque Book

The cheque book that is issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Csb Bank Limited branches in Kollam and Puthoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Csb Bank Limited and look for the branch locator section, then search for Puthoor or Kollam to get the exact IFSC Code CSBK0000081.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Csb Bank Limited and Kollam, then it will provide you proper information.

How to Use IFSC Code CSBK0000081 for Online Transfers?

Once you have the IFSC Code CSBK0000081 for the Puthoor branch of Csb Bank Limited in Kollam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CSBK0000081. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000081.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Csb Bank Limited Puthoor in Kollam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Puthoor, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kollam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Puthoor, Kollam?

The IFSC Code is CSBK0000081.

Is the IFSC Code CSBK0000081 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Puthoor?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Puthoor branch?

The address of the branch is P O Puthoor ,Kollam Dist,Kerala,691507 located in Kollam, Puthoor, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.