Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Csb Bank Limited for its Thalassery branch in Kannur, Thalassery, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Csb Bank Limited located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000089. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Csb Bank Limited, Thalassery, Kannur
The table below shows the main details of the IFSC Code CSBK0000089 for the Csb Bank Limited branch in Kannur, which falls under the Thalassery district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Csb Bank Limited |
| IFSC Code | CSBK0000089 |
| Branch | Thalassery |
| City | Kannur |
| District | Thalassery |
| State | Kerala |
| Address | P B No 57,M M Road Junction,Thalassery 670101,Kannur Dist |
These details help users in online banking and for businesses and individuals who use Csb Bank Limited in Kannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000089 for the Thalassery branch of Csb Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Thalassery, Kannur, Kerala, is provided with a unique IFSC like CSBK0000089 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Csb Bank Limited branch in Kannur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kannur and Thalassery.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Thalassery do not get mixed with another location.
Format of the IFSC Code CSBK0000089
The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Csb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thalassery in Kannur.
For example, the IFSC Code CSBK0000089 of Csb Bank Limited for the Thalassery branch includes these elements, identifying the bank and the branch location in Kannur and Kerala accurately.
How to Find IFSC Code for Csb Bank Limited?
To find the IFSC Code CSBK0000089 of Csb Bank Limited for its Thalassery branch located in Kannur, the following methods can help you out:
Cheque Book
The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Csb Bank Limited branches in Kannur and Thalassery, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Csb Bank Limited and go to the branch locator section. Then search for Thalassery or Kannur to find the exact IFSC Code CSBK0000089.
Mobile Banking App
If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Csb Bank Limited and Kannur will provide accurate information.
How to Use IFSC Code CSBK0000089 for Online Transfers?
Once you have the IFSC Code CSBK0000089 for the Thalassery branch of Csb Bank Limited in Kannur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CSBK0000089. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Csb Bank Limited IFSC Code CSBK0000089.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Csb Bank Limited Thalassery in Kannur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Thalassery, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Csb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kannur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thalassery Kannur branch is CSBK0000089.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at P B No 57,M M Road Junction,Thalassery 670101,Kannur Dist.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.