There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Csb Bank Limited for its Perumba branch in Kannur, Cannur, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Csb Bank Limited situated in Kannur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code CSBK0000134. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Perumba, Kannur

Below in the table are the key details related to IFSC Code CSBK0000134 of Csb Bank Limited for its branch located in Kannur, within the district of Cannur in the state of Kerala.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000134
Branch Perumba
City Kannur
District Cannur
State Kerala
Address Keyar Buildings,Perumba,P O Payyannur 670307

These details are essential not only for online banking users but also for businesses and individuals who use Csb Bank Limited in Kannur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000134 for the Perumba branch of Csb Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Perumba, Kannur, Kerala, is provided with a unique IFSC like CSBK0000134 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Kannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kannur and Cannur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Perumba do not get mixed with another location.

Format of the IFSC Code CSBK0000134

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Perumba in Kannur.

For example, the IFSC Code CSBK0000134 of Csb Bank Limited for the Perumba branch has these elements, identifying the bank and the branch location in Kannur and Kerala correctly.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0000134 of Csb Bank Limited for its Perumba branch located in Kannur, the following methods can help:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Csb Bank Limited branches in Kannur and Cannur, print them on the first page of your passbook.

Bank Website

Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Perumba or Kannur to get the exact IFSC Code CSBK0000134.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and Kannur, you'll get the correct details.

How to Use IFSC Code CSBK0000134 for Online Transfers?

Once you have the IFSC Code CSBK0000134 for the Perumba branch of Csb Bank Limited in Kannur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0000134. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000134.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Perumba in Kannur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Csb Bank Limited in Perumba, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Perumba, Kannur?

The IFSC Code is CSBK0000134.

Is the IFSC Code CSBK0000134 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Perumba?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Perumba branch?

The address of the branch is Keyar Buildings,Perumba,P O Payyannur 670307 located in Kannur, Cannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.