Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Csb Bank Limited for its Kakkinada branch in East Godavari, Kakkinada, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Csb Bank Limited located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code CSBK0000485. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Kakkinada, East Godavari

Below in the table are the key details related to IFSC Code CSBK0000485 of Csb Bank Limited for its branch located in East Godavari, within the district of Kakkinada in the state of Andhra Pradesh.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000485
Branch Kakkinada
City East Godavari
District Kakkinada
State Andhra Pradesh
Address Ground Floor No 2 137 2,Valasapakala Main Road,Kakinada,Andhra Pradesh 533005

These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in East Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000485 for the Kakkinada branch of Csb Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Kakkinada, East Godavari, Andhra Pradesh, is provided with a unique IFSC like CSBK0000485 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and Kakkinada.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Kakkinada do not get mixed with another location.

Format of the IFSC Code CSBK0000485

This is the format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kakkinada in East Godavari.

For example, the IFSC Code CSBK0000485 of Csb Bank Limited for the Kakkinada branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0000485 of Csb Bank Limited for its Kakkinada branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Csb Bank Limited branches in East Godavari and Kakkinada, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Csb Bank Limited and navigate to the branch locator section. Search for Kakkinada or East Godavari to get the exact IFSC Code CSBK0000485.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Csb Bank Limited and East Godavari, you'll get the correct details.

How to Use IFSC Code CSBK0000485 for Online Transfers?

If you have the IFSC Code CSBK0000485 for the Kakkinada branch of Csb Bank Limited in East Godavari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0000485. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Csb Bank Limited IFSC Code CSBK0000485.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Csb Bank Limited Kakkinada in East Godavari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kakkinada, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited Kakkinada East Godavari?

The IFSC Code of the Kakkinada East Godavari branch is CSBK0000485.

Is IFSC Code CSBK0000485 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Csb Bank Limited Kakkinada branch?

The branch is located at Ground Floor No 2 137 2,Valasapakala Main Road,Kakinada,Andhra Pradesh 533005.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.