For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Csb Bank Limited for its Hubli branch in Dharwad, Hubli Dharwad, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Csb Bank Limited located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CSBK0000213. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Hubli, Dharwad

Below in the table are the key details related to IFSC Code CSBK0000213 of Csb Bank Limited for its branch located in Dharwad, within the district of Hubli Dharwad in the state of Karnataka.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000213
Branch Hubli
City Dharwad
District Hubli Dharwad
State Karnataka
Address First Floor Lakshmi Balakrishna Square Station Road Dharwad Dt Hubli,Karnataka 580 020

These details are crucial, not just for online banking users but also for businesses and individuals who use Csb Bank Limited in Dharwad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0000213 for the Hubli branch of Csb Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Hubli, Dharwad, Karnataka, is provided with a unique IFSC like CSBK0000213 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Dharwad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dharwad and Hubli Dharwad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Hubli do not get mixed with another location.

Format of the IFSC Code CSBK0000213

This is the format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hubli in Dharwad.

For example, the IFSC Code CSBK0000213 of Csb Bank Limited for the Hubli branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are trying to find the IFSC Code CSBK0000213 of Csb Bank Limited for its Hubli branch located in Dharwad, the following methods can help:

Cheque Book

The cheque books that are issued by Csb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Csb Bank Limited branches in Dharwad and Hubli Dharwad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Csb Bank Limited and find the branch locator section. Search for Hubli or Dharwad to get the exact IFSC Code CSBK0000213.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Csb Bank Limited and Dharwad that will provide accurate information.

How to Use IFSC Code CSBK0000213 for Online Transfers?

Once you have the IFSC Code CSBK0000213 for the Hubli branch of Csb Bank Limited in Dharwad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0000213. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Csb Bank Limited IFSC Code CSBK0000213.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Csb Bank Limited Hubli in Dharwad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Hubli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dharwad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Hubli, Dharwad?

The IFSC Code is CSBK0000213.

Is the IFSC Code CSBK0000213 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Hubli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hubli branch?

The address of the branch is First Floor Lakshmi Balakrishna Square Station Road Dharwad Dt Hubli,Karnataka 580 020 located in Dharwad, Hubli Dharwad, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.