For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Csb Bank Limited for its Virudhachalam branch in Cuddalore, Virudhachalam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Csb Bank Limited located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CSBK0001238. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Virudhachalam, Cuddalore

The table below shows the main details of the IFSC Code CSBK0001238 for the Csb Bank Limited branch in Cuddalore, which falls under the Virudhachalam district in Tamil Nadu.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0001238
Branch Virudhachalam
City Cuddalore
District Virudhachalam
State Tamil Nadu
Address Ground Floor, No 4, Periya Nagar, Cuddalore Main Road, Boothambur Village, Virudhachalam, Tamil Nadu 606001

These details helps users in online banking and for businesses and individuals who use Csb Bank Limited in Cuddalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CSBK0001238 for the Virudhachalam branch of Csb Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Virudhachalam, Cuddalore, Tamil Nadu, is provided a unique IFSC like CSBK0001238 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Csb Bank Limited branch in Cuddalore.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Cuddalore and Virudhachalam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Csb Bank Limited in Virudhachalam do not get misguided to another person.

Format of the IFSC Code CSBK0001238

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Csb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Virudhachalam in Cuddalore.

For example, the IFSC Code CSBK0001238 of Csb Bank Limited for the Virudhachalam branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.

How to Find IFSC Code for Csb Bank Limited?

If you are looking for the IFSC Code CSBK0001238 of Csb Bank Limited for its Virudhachalam branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque book that is issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Csb Bank Limited branches in Cuddalore and Virudhachalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Csb Bank Limited and look for the branch locator section, then search for Virudhachalam or Cuddalore to get the exact IFSC Code CSBK0001238.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Csb Bank Limited and Cuddalore, then it will provide you proper information.

How to Use IFSC Code CSBK0001238 for Online Transfers?

Once you have the IFSC Code CSBK0001238 for the Virudhachalam branch of Csb Bank Limited in Cuddalore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0001238. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0001238.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Virudhachalam in Cuddalore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Virudhachalam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Cuddalore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Virudhachalam, Cuddalore?

The IFSC Code is CSBK0001238.

Is the IFSC Code CSBK0001238 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Virudhachalam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Virudhachalam branch?

The address of the branch is Ground Floor, No 4, Periya Nagar, Cuddalore Main Road, Boothambur Village, Virudhachalam, Tamil Nadu 606001 located in Cuddalore, Virudhachalam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.