Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Csb Bank Limited for its Kallumala branch in Alapuzzha, Kallumala, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Csb Bank Limited located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CSBK0000147. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Csb Bank Limited, Kallumala, Alapuzzha

Below in the table are the key details related to IFSC Code CSBK0000147 of Csb Bank Limited for its branch located in Alapuzzha, within the district of Kallumala in the state of Kerala.

Particulars Details
Bank Csb Bank Limited
IFSC Code CSBK0000147
Branch Kallumala
City Alapuzzha
District Kallumala
State Kerala
Address Karthika Buildings,Kallumala P O Mavelikara 690101 Alappuzha Dt,Kerala

These details are important not only for users using online banking but also for businesses and individuals who use Csb Bank Limited in Alapuzzha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CSBK0000147 for the Kallumala branch of Csb Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Csb Bank Limited located in Kallumala, Alapuzzha, Kerala, is provided with a unique IFSC like CSBK0000147 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Csb Bank Limited branch in Alapuzzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Alapuzzha and Kallumala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Csb Bank Limited in Kallumala do not get mixed with another location.

Format of the IFSC Code CSBK0000147

The format of the IFSC Code for banks, including Csb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Csb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kallumala in Alapuzzha.

For example, the IFSC Code CSBK0000147 of Csb Bank Limited for the Kallumala branch has these elements, identifying the bank and the branch location in Alapuzzha and Kerala correctly.

How to Find IFSC Code for Csb Bank Limited?

To find the IFSC Code CSBK0000147 of Csb Bank Limited for its Kallumala branch located in Alapuzzha, the following methods can help you out:

Cheque Book

The cheque book issued by Csb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Csb Bank Limited branches in Alapuzzha and Kallumala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Csb Bank Limited and go to the branch locator section. Then search for Kallumala or Alapuzzha to find the exact IFSC Code CSBK0000147.

Mobile Banking App

If you use Csb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Csb Bank Limited and Alapuzzha will provide accurate information.

How to Use IFSC Code CSBK0000147 for Online Transfers?

Once you have the IFSC Code CSBK0000147 for the Kallumala branch of Csb Bank Limited in Alapuzzha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CSBK0000147. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Csb Bank Limited IFSC Code CSBK0000147.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Csb Bank Limited Kallumala in Alapuzzha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Csb Bank Limited in Kallumala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Csb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alapuzzha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Csb Bank Limited in Kallumala, Alapuzzha?

The IFSC Code is CSBK0000147.

Is the IFSC Code CSBK0000147 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Csb Bank Limited Kallumala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kallumala branch?

The address of the branch is Karthika Buildings,Kallumala P O Mavelikara 690101 Alappuzha Dt,Kerala located in Alapuzzha, Kallumala, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.