For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Tadepalligudem branch in West Godaveri, West Godaveri, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in West Godaveri or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code CIUB0000689. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Tadepalligudem, West Godaveri

The table below shows the main details of the IFSC Code CIUB0000689 for the City Union Bank Limited branch in West Godaveri, which falls under the West Godaveri district in Andhra Pradesh.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000689
Branch Tadepalligudem
City West Godaveri
District West Godaveri
State Andhra Pradesh
Address D.No 9 1 59 By 1,Ward No 14,K N Road,Tadepalligudem,West Godaveri.Pin Code 534102

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in West Godaveri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000689 for the Tadepalligudem branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Tadepalligudem, West Godaveri, Andhra Pradesh, is provided a unique IFSC like CIUB0000689 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the City Union Bank Limited branch in West Godaveri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like West Godaveri and West Godaveri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Tadepalligudem do not get misguided to another person.

Format of the IFSC Code CIUB0000689

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tadepalligudem in West Godaveri.

For example, the IFSC Code CIUB0000689 of City Union Bank Limited for the Tadepalligudem branch includes these elements, identifying the bank and the branch location in West Godaveri and Andhra Pradesh accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000689 of City Union Bank Limited for its Tadepalligudem branch located in West Godaveri, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in West Godaveri and West Godaveri, print them on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Tadepalligudem or West Godaveri to get the exact IFSC Code CIUB0000689.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and West Godaveri, you'll get the correct details.

How to Use IFSC Code CIUB0000689 for Online Transfers?

Once you have the IFSC Code CIUB0000689 for the Tadepalligudem branch of City Union Bank Limited in West Godaveri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000689. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000689.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Tadepalligudem in West Godaveri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Tadepalligudem, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Godaveri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Tadepalligudem, West Godaveri?

The IFSC Code is CIUB0000689.

Is the IFSC Code CIUB0000689 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Tadepalligudem?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tadepalligudem branch?

The address of the branch is D.No 9 1 59 By 1,Ward No 14,K N Road,Tadepalligudem,West Godaveri.Pin Code 534102 located in West Godaveri, West Godaveri, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.