Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Kattur branch in Trichy, Kattur, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Trichy or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000441. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Kattur, Trichy
Here are the main details that are associated with the IFSC Code CIUB0000441 of City Union Bank Limited for its branch located in Trichy, within the district of Kattur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000441 |
| Branch | Kattur |
| City | Trichy |
| District | Kattur |
| State | Tamil Nadu |
| Address | Door No.12,13, Pugal Nagar, Papakurichi, Thanjavur Main Road, Kattur 620019 Trichy -Dist |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Trichy for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000441 for the Kattur branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000441 is given to every bank branch, including City Union Bank Limited located in Kattur, Trichy, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Trichy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Trichy and Kattur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Kattur doesn't end up at another location.
Format of the IFSC Code CIUB0000441
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kattur in Trichy.
For example, the IFSC Code CIUB0000441 of City Union Bank Limited for the Kattur branch includes these elements, identifying the bank and the branch location in Trichy and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000441 of City Union Bank Limited for its Kattur branch located in Trichy, the following methods can help:
Cheque Book
The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Trichy and Kattur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and find the branch locator section. Search for Kattur or Trichy to get the exact IFSC Code CIUB0000441.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Trichy that will provide accurate information.
How to Use IFSC Code CIUB0000441 for Online Transfers?
If you have the IFSC Code CIUB0000441 for the Kattur branch of City Union Bank Limited in Trichy, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000441. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000441.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Kattur in Trichy, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Kattur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Trichy manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000441.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.12,13, Pugal Nagar, Papakurichi, Thanjavur Main Road, Kattur 620019 Trichy -Dist located in Trichy, Kattur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.