There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Ullikkottai branch in Tiruvarur, Ullokottai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Tiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000047. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Ullikkottai, Tiruvarur
Here are the main details that are associated with the IFSC Code CIUB0000047 of City Union Bank Limited for its branch located in Tiruvarur, within the district of Ullokottai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000047 |
| Branch | Ullikkottai |
| City | Tiruvarur |
| District | Ullokottai |
| State | Tamil Nadu |
| Address | 1 By 18 A-1 Main Road, Ullikottai- 614 018 |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Tiruvarur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000047 for the Ullikkottai branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Ullikkottai, Tiruvarur, Tamil Nadu, are given a unique IFSC like CIUB0000047 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruvarur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tiruvarur and Ullokottai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to City Union Bank Limited in Ullikkottai goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CIUB0000047
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ullikkottai in Tiruvarur.
For example, the IFSC Code CIUB0000047 of City Union Bank Limited for the Ullikkottai branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000047 of City Union Bank Limited for its Ullikkottai branch located in Tiruvarur, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Tiruvarur and Ullokottai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Ullikkottai or Tiruvarur to get the exact IFSC Code CIUB0000047.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Tiruvarur, you'll get the correct details.
How to Use IFSC Code CIUB0000047 for Online Transfers?
Once you have the IFSC Code CIUB0000047 for the Ullikkottai branch of City Union Bank Limited in Tiruvarur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000047. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000047.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Ullikkottai in Tiruvarur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Ullikkottai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000047.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1 By 18 A-1 Main Road, Ullikottai- 614 018 located in Tiruvarur, Ullokottai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.