The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Tiruvarur Vijayapuram branch in Tiruvarur, Tiruvarur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000008. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Tiruvarur Vijayapuram, Tiruvarur
Below in the table are the key details related to IFSC Code CIUB0000008 of City Union Bank Limited for its branch located in Tiruvarur, within the district of Tiruvarur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000008 |
| Branch | Tiruvarur Vijayapuram |
| City | Tiruvarur |
| District | Tiruvarur |
| State | Tamil Nadu |
| Address | 75, Azad Road, Old Nagai Road, Vijayapuram, Tiruvarur |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Tiruvarur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000008 for the Tiruvarur Vijayapuram branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000008 is given to every bank branch, including City Union Bank Limited located in Tiruvarur Vijayapuram, Tiruvarur, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Tiruvarur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruvarur and Tiruvarur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Tiruvarur Vijayapuram doesn't end up at another location.
Format of the IFSC Code CIUB0000008
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tiruvarur Vijayapuram in Tiruvarur.
For example, the IFSC Code CIUB0000008 of City Union Bank Limited for the Tiruvarur Vijayapuram branch has these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu correctly.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000008 of City Union Bank Limited for its Tiruvarur Vijayapuram branch located in Tiruvarur, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Tiruvarur and Tiruvarur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Tiruvarur Vijayapuram or Tiruvarur to find the exact IFSC Code CIUB0000008.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Tiruvarur will provide accurate information.
How to Use IFSC Code CIUB0000008 for Online Transfers?
Once you have the IFSC Code CIUB0000008 for the Tiruvarur Vijayapuram branch of City Union Bank Limited in Tiruvarur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000008. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000008.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Tiruvarur Vijayapuram in Tiruvarur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Tiruvarur Vijayapuram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000008.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 75, Azad Road, Old Nagai Road, Vijayapuram, Tiruvarur located in Tiruvarur, Tiruvarur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.