There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Thiruthuraipoondi branch in Tiruvarur, Thiruthuraipoondi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Tiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000257. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Thiruthuraipoondi, Tiruvarur

The table below shows the main details of the IFSC Code CIUB0000257 for the City Union Bank Limited branch in Tiruvarur, which falls under the Thiruthuraipoondi district in Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000257
Branch Thiruthuraipoondi
City Tiruvarur
District Thiruthuraipoondi
State Tamil Nadu
Address Door No 1 By D,North Street,Nagai Road,Thiruthuraipoondi 614 713

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Tiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000257 for the Thiruthuraipoondi branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Thiruthuraipoondi, Tiruvarur, Tamil Nadu, are given a unique IFSC like CIUB0000257 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tiruvarur and Thiruthuraipoondi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Thiruthuraipoondi goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000257

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thiruthuraipoondi in Tiruvarur.

For example, the IFSC Code CIUB0000257 of City Union Bank Limited for the Thiruthuraipoondi branch has these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000257 of City Union Bank Limited for its Thiruthuraipoondi branch located in Tiruvarur, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in Tiruvarur and Thiruthuraipoondi, print them on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Thiruthuraipoondi or Tiruvarur to get the exact IFSC Code CIUB0000257.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Tiruvarur, you'll get the correct details.

How to Use IFSC Code CIUB0000257 for Online Transfers?

If you have the IFSC Code CIUB0000257 for the Thiruthuraipoondi branch of City Union Bank Limited in Tiruvarur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000257. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000257.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Thiruthuraipoondi in Tiruvarur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Thiruthuraipoondi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Thiruthuraipoondi, Tiruvarur?

The IFSC Code is CIUB0000257.

Is the IFSC Code CIUB0000257 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Thiruthuraipoondi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thiruthuraipoondi branch?

The address of the branch is Door No 1 By D,North Street,Nagai Road,Thiruthuraipoondi 614 713 located in Tiruvarur, Thiruthuraipoondi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.