The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Sannanallur branch in Tiruvarur, Sannanallur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000016. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Sannanallur, Tiruvarur

Here are some of the key details that come with the IFSC Code CIUB0000016 of City Union Bank Limited for its branch located in Tiruvarur, within the district of Sannanallur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000016
Branch Sannanallur
City Tiruvarur
District Sannanallur
State Tamil Nadu
Address 32 By 2, Ground Floor, Nagapattinam Main Road, Sananallur

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Tiruvarur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000016 for the Sannanallur branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000016 is given to every bank branch, including City Union Bank Limited located in Sannanallur, Tiruvarur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Tiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruvarur and Sannanallur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Sannanallur doesn't end up at another location.

Format of the IFSC Code CIUB0000016

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sannanallur in Tiruvarur.

For example, the IFSC Code CIUB0000016 of City Union Bank Limited for the Sannanallur branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000016 of City Union Bank Limited for its Sannanallur branch located in Tiruvarur, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Tiruvarur and Sannanallur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Sannanallur or Tiruvarur to get the exact IFSC Code CIUB0000016.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Tiruvarur, then it will provide you proper information.

How to Use IFSC Code CIUB0000016 for Online Transfers?

Once you have the IFSC Code CIUB0000016 for the Sannanallur branch of City Union Bank Limited in Tiruvarur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000016. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000016.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Sannanallur in Tiruvarur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Sannanallur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruvarur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Sannanallur Tiruvarur?

The IFSC Code of the Sannanallur Tiruvarur branch is CIUB0000016.

Is IFSC Code CIUB0000016 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Sannanallur branch?

The branch is located at 32 By 2, Ground Floor, Nagapattinam Main Road, Sananallur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.