For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Mudikondan branch in Tiruvarur, Mudikondan, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000592. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Mudikondan, Tiruvarur

The table below shows the main details of the IFSC Code CIUB0000592 for the City Union Bank Limited branch in Tiruvarur, which falls under the Mudikondan district in Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000592
Branch Mudikondan
City Tiruvarur
District Mudikondan
State Tamil Nadu
Address 502,Main Road,Mudikondan,Tiruvarur District 609502

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Tiruvarur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000592 for the Mudikondan branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Mudikondan, Tiruvarur, Tamil Nadu, is provided with a unique IFSC like CIUB0000592 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Tiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvarur and Mudikondan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Mudikondan do not get mixed with another location.

Format of the IFSC Code CIUB0000592

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mudikondan in Tiruvarur.

For example, the IFSC Code CIUB0000592 of City Union Bank Limited for the Mudikondan branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000592 of City Union Bank Limited for its Mudikondan branch located in Tiruvarur, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Tiruvarur and Mudikondan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Mudikondan or Tiruvarur to find the exact IFSC Code CIUB0000592.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Tiruvarur will provide accurate information.

How to Use IFSC Code CIUB0000592 for Online Transfers?

Once you have the IFSC Code CIUB0000592 for the Mudikondan branch of City Union Bank Limited in Tiruvarur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000592. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000592.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Mudikondan in Tiruvarur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Mudikondan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Mudikondan, Tiruvarur?

The IFSC Code is CIUB0000592.

Is the IFSC Code CIUB0000592 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Mudikondan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mudikondan branch?

The address of the branch is 502,Main Road,Mudikondan,Tiruvarur District 609502 located in Tiruvarur, Mudikondan, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.