The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Koradacherry branch in Tiruvarur, Koradachery, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Koradacherry, Tiruvarur

Here are some of the key details that come with the IFSC Code CIUB0000012 of City Union Bank Limited for its branch located in Tiruvarur, within the district of Koradachery in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000012
Branch Koradacherry
City Tiruvarur
District Koradachery
State Tamil Nadu
Address 220 Vkm Buildings, Kamraj Salai, Koradachery- 613 703

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Tiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000012 for the Koradacherry branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Koradacherry, Tiruvarur, Tamil Nadu, are allotted a unique IFSC like CIUB0000012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruvarur and Koradachery.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Koradacherry reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000012

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koradacherry in Tiruvarur.

For example, the IFSC Code CIUB0000012 of City Union Bank Limited for the Koradacherry branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000012 of City Union Bank Limited for its Koradacherry branch located in Tiruvarur, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Tiruvarur and Koradachery, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Koradacherry or Tiruvarur to get the exact IFSC Code CIUB0000012.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Tiruvarur that will provide accurate information.

How to Use IFSC Code CIUB0000012 for Online Transfers?

If you have the IFSC Code CIUB0000012 for the Koradacherry branch of City Union Bank Limited in Tiruvarur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Koradacherry in Tiruvarur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Koradacherry, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Koradacherry, Tiruvarur?

The IFSC Code is CIUB0000012.

Is the IFSC Code CIUB0000012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Koradacherry?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Koradacherry branch?

The address of the branch is 220 Vkm Buildings, Kamraj Salai, Koradachery- 613 703 located in Tiruvarur, Koradachery, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.