For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Kappanamangalam branch in Tiruvarur, Kappanamangalam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000594. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Kappanamangalam, Tiruvarur

Here are the key points that are associated with the IFSC Code CIUB0000594 of City Union Bank Limited for its branch located in Tiruvarur, within the district of Kappanamangalam in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000594
Branch Kappanamangalam
City Tiruvarur
District Kappanamangalam
State Tamil Nadu
Address Maria Complex Main Road,Kappanamangalam,Tiruvarur District 612603

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Tiruvarur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000594 for the Kappanamangalam branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Kappanamangalam, Tiruvarur, Tamil Nadu, is provided with a unique IFSC like CIUB0000594 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Tiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvarur and Kappanamangalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Kappanamangalam do not get mixed with another location.

Format of the IFSC Code CIUB0000594

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kappanamangalam in Tiruvarur.

For example, the IFSC Code CIUB0000594 of City Union Bank Limited for the Kappanamangalam branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000594 of City Union Bank Limited for its Kappanamangalam branch located in Tiruvarur, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Tiruvarur and Kappanamangalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Kappanamangalam or Tiruvarur to get the exact IFSC Code CIUB0000594.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Tiruvarur, then it will provide you proper information.

How to Use IFSC Code CIUB0000594 for Online Transfers?

Once you have the IFSC Code CIUB0000594 for the Kappanamangalam branch of City Union Bank Limited in Tiruvarur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000594. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000594.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Kappanamangalam in Tiruvarur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Kappanamangalam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruvarur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Kappanamangalam, Tiruvarur?

The IFSC Code is CIUB0000594.

Is the IFSC Code CIUB0000594 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Kappanamangalam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kappanamangalam branch?

The address of the branch is Maria Complex Main Road,Kappanamangalam,Tiruvarur District 612603 located in Tiruvarur, Kappanamangalam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.