Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Kettavarampalayam branch in Tiruvanamalai, Kettavarampalayam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Tiruvanamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000562. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Kettavarampalayam, Tiruvanamalai

Below in the table are the key details related to IFSC Code CIUB0000562 of City Union Bank Limited for its branch located in Tiruvanamalai, within the district of Kettavarampalayam in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000562
Branch Kettavarampalayam
City Tiruvanamalai
District Kettavarampalayam
State Tamil Nadu
Address No.595, Main Road, Kettavarampalyam, Tiruvanamalai-606901.

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Tiruvanamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000562 for the Kettavarampalayam branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Kettavarampalayam, Tiruvanamalai, Tamil Nadu, are allotted a unique IFSC like CIUB0000562 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruvanamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruvanamalai and Kettavarampalayam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Kettavarampalayam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000562

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kettavarampalayam in Tiruvanamalai.

For example, the IFSC Code CIUB0000562 of City Union Bank Limited for the Kettavarampalayam branch has these elements, identifying the bank and the branch location in Tiruvanamalai and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000562 of City Union Bank Limited for its Kettavarampalayam branch located in Tiruvanamalai, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Tiruvanamalai and Kettavarampalayam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Kettavarampalayam or Tiruvanamalai to get the exact IFSC Code CIUB0000562.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Tiruvanamalai that will provide accurate information.

How to Use IFSC Code CIUB0000562 for Online Transfers?

Once you have the IFSC Code CIUB0000562 for the Kettavarampalayam branch of City Union Bank Limited in Tiruvanamalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000562. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000562.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Kettavarampalayam in Tiruvanamalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Kettavarampalayam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruvanamalai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Kettavarampalayam, Tiruvanamalai?

The IFSC Code is CIUB0000562.

Is the IFSC Code CIUB0000562 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Kettavarampalayam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kettavarampalayam branch?

The address of the branch is No.595, Main Road, Kettavarampalyam, Tiruvanamalai-606901. located in Tiruvanamalai, Kettavarampalayam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.