The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Sankarankoil branch in Tirunelveli, Sankarankoil, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Sankarankoil, Tirunelveli

Here are some of the key details that come with the IFSC Code CIUB0000348 of City Union Bank Limited for its branch located in Tirunelveli, within the district of Sankarankoil in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000348
Branch Sankarankoil
City Tirunelveli
District Sankarankoil
State Tamil Nadu
Address No 6,South Car Street,Sankarankoil 627 756 Tirunelveli Dist

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Tirunelveli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000348 for the Sankarankoil branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000348 is given to every bank branch, including City Union Bank Limited located in Sankarankoil, Tirunelveli, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Tirunelveli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tirunelveli and Sankarankoil.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Sankarankoil doesn't end up at another location.

Format of the IFSC Code CIUB0000348

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sankarankoil in Tirunelveli.

For example, the IFSC Code CIUB0000348 of City Union Bank Limited for the Sankarankoil branch has these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000348 of City Union Bank Limited for its Sankarankoil branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Tirunelveli and Sankarankoil, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Sankarankoil or Tirunelveli to get the exact IFSC Code CIUB0000348.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Tirunelveli, you'll get the correct details.

How to Use IFSC Code CIUB0000348 for Online Transfers?

If you have the IFSC Code CIUB0000348 for the Sankarankoil branch of City Union Bank Limited in Tirunelveli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000348. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000348.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Sankarankoil in Tirunelveli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Sankarankoil, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Sankarankoil, Tirunelveli?

The IFSC Code is CIUB0000348.

Is the IFSC Code CIUB0000348 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Sankarankoil?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sankarankoil branch?

The address of the branch is No 6,South Car Street,Sankarankoil 627 756 Tirunelveli Dist located in Tirunelveli, Sankarankoil, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.