There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Sri Rangam Tiruchirappalli branch in Tiruchirapalli, Srirangam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Tiruchirapalli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000115. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Sri Rangam Tiruchirappalli, Tiruchirapalli

Here are the key points that are associated with the IFSC Code CIUB0000115 of City Union Bank Limited for its branch located in Tiruchirapalli, within the district of Srirangam in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000115
Branch Sri Rangam Tiruchirappalli
City Tiruchirapalli
District Srirangam
State Tamil Nadu
Address No.29,Evs Schari Road,Ranganagar,Srirangam,Tiruchirapalli620006

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Tiruchirapalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000115 for the Sri Rangam Tiruchirappalli branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Sri Rangam Tiruchirappalli, Tiruchirapalli, Tamil Nadu, is provided with a unique IFSC like CIUB0000115 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruchirapalli and Srirangam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Sri Rangam Tiruchirappalli do not get mixed with another location.

Format of the IFSC Code CIUB0000115

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sri Rangam Tiruchirappalli in Tiruchirapalli.

For example, the IFSC Code CIUB0000115 of City Union Bank Limited for the Sri Rangam Tiruchirappalli branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000115 of City Union Bank Limited for its Sri Rangam Tiruchirappalli branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Tiruchirapalli and Srirangam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Sri Rangam Tiruchirappalli or Tiruchirapalli to get the exact IFSC Code CIUB0000115.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Tiruchirapalli, then it will provide you proper information.

How to Use IFSC Code CIUB0000115 for Online Transfers?

Once you have the IFSC Code CIUB0000115 for the Sri Rangam Tiruchirappalli branch of City Union Bank Limited in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000115. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000115.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Sri Rangam Tiruchirappalli in Tiruchirapalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Sri Rangam Tiruchirappalli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tiruchirapalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Sri Rangam Tiruchirappalli, Tiruchirapalli?

The IFSC Code is CIUB0000115.

Is the IFSC Code CIUB0000115 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Sri Rangam Tiruchirappalli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sri Rangam Tiruchirappalli branch?

The address of the branch is No.29,Evs Schari Road,Ranganagar,Srirangam,Tiruchirapalli620006 located in Tiruchirapalli, Srirangam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.