There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Muthupet branch in Thiruvarur, Muthupet, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Thiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000558. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Muthupet, Thiruvarur

Below in the table are the key details related to IFSC Code CIUB0000558 of City Union Bank Limited for its branch located in Thiruvarur, within the district of Muthupet in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000558
Branch Muthupet
City Thiruvarur
District Muthupet
State Tamil Nadu
Address No 112/37, Pattukottai Main Road, Opp To New Mosque, Muthupet, Thiruvarur 614704

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Thiruvarur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000558 for the Muthupet branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Muthupet, Thiruvarur, Tamil Nadu, are allotted a unique IFSC like CIUB0000558 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thiruvarur and Muthupet.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Muthupet reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000558

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muthupet in Thiruvarur.

For example, the IFSC Code CIUB0000558 of City Union Bank Limited for the Muthupet branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000558 of City Union Bank Limited for its Muthupet branch located in Thiruvarur, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Thiruvarur and Muthupet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Muthupet or Thiruvarur to find the exact IFSC Code CIUB0000558.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Thiruvarur will provide accurate information.

How to Use IFSC Code CIUB0000558 for Online Transfers?

If you have the IFSC Code CIUB0000558 for the Muthupet branch of City Union Bank Limited in Thiruvarur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000558. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000558.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Muthupet in Thiruvarur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Muthupet, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thiruvarur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Muthupet, Thiruvarur?

The IFSC Code is CIUB0000558.

Is the IFSC Code CIUB0000558 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Muthupet?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Muthupet branch?

The address of the branch is No 112/37, Pattukottai Main Road, Opp To New Mosque, Muthupet, Thiruvarur 614704 located in Thiruvarur, Muthupet, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.