For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Perumalpattu branch in Thiruvallur, Thiruvallur, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000618. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Perumalpattu, Thiruvallur
Here are the main details that are associated with the IFSC Code CIUB0000618 of City Union Bank Limited for its branch located in Thiruvallur, within the district of Thiruvallur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000618 |
| Branch | Perumalpattu |
| City | Thiruvallur |
| District | Thiruvallur |
| State | Tamil Nadu |
| Address | Sakthi Chellaiya Complex,Shop No.01,Bhargavi Nagar,Perumalpattu Main Road,Perumalpattu,Thiruvallur |
These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Thiruvallur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000618 for the Perumalpattu branch of City Union Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Perumalpattu, Thiruvallur, Tamil Nadu, is provided a unique IFSC like CIUB0000618 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the City Union Bank Limited branch in Thiruvallur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thiruvallur and Thiruvallur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Perumalpattu do not get misguided to another person.
Format of the IFSC Code CIUB0000618
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Perumalpattu in Thiruvallur.
For example, the IFSC Code CIUB0000618 of City Union Bank Limited for the Perumalpattu branch has these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu correctly.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000618 of City Union Bank Limited for its Perumalpattu branch located in Thiruvallur, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Thiruvallur and Thiruvallur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Perumalpattu or Thiruvallur to find the exact IFSC Code CIUB0000618.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Thiruvallur will provide accurate information.
How to Use IFSC Code CIUB0000618 for Online Transfers?
If you have the IFSC Code CIUB0000618 for the Perumalpattu branch of City Union Bank Limited in Thiruvallur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000618. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000618.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Perumalpattu in Thiruvallur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Perumalpattu, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvallur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000618.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Sakthi Chellaiya Complex,Shop No.01,Bhargavi Nagar,Perumalpattu Main Road,Perumalpattu,Thiruvallur located in Thiruvallur, Thiruvallur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.