The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Bodinayakanur branch in Theni, Bodinayakanur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Theni or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000346. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Bodinayakanur, Theni

Here are the key points that are associated with the IFSC Code CIUB0000346 of City Union Bank Limited for its branch located in Theni, within the district of Bodinayakanur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000346
Branch Bodinayakanur
City Theni
District Bodinayakanur
State Tamil Nadu
Address Near Lic Office,Thevaram Road,Bodinayakanur 625 513 Theni Dist

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Theni for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000346 for the Bodinayakanur branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Bodinayakanur, Theni, Tamil Nadu, is provided a unique IFSC like CIUB0000346 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the City Union Bank Limited branch in Theni.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Theni and Bodinayakanur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Bodinayakanur do not get misguided to another person.

Format of the IFSC Code CIUB0000346

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bodinayakanur in Theni.

For example, the IFSC Code CIUB0000346 of City Union Bank Limited for the Bodinayakanur branch includes these elements, identifying the bank and the branch location in Theni and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000346 of City Union Bank Limited for its Bodinayakanur branch located in Theni, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Theni and Bodinayakanur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Bodinayakanur or Theni to get the exact IFSC Code CIUB0000346.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Theni that will provide accurate information.

How to Use IFSC Code CIUB0000346 for Online Transfers?

Once you have the IFSC Code CIUB0000346 for the Bodinayakanur branch of City Union Bank Limited in Theni, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000346. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000346.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Bodinayakanur in Theni, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Bodinayakanur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Theni manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Bodinayakanur, Theni?

The IFSC Code is CIUB0000346.

Is the IFSC Code CIUB0000346 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Bodinayakanur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bodinayakanur branch?

The address of the branch is Near Lic Office,Thevaram Road,Bodinayakanur 625 513 Theni Dist located in Theni, Bodinayakanur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.