Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Thiruvidaimaruthur branch in Thanjavur, Tiruvidaimaruthur, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000021. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Thiruvidaimaruthur, Thanjavur

Here are the main details that are associated with the IFSC Code CIUB0000021 of City Union Bank Limited for its branch located in Thanjavur, within the district of Tiruvidaimaruthur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000021
Branch Thiruvidaimaruthur
City Thanjavur
District Tiruvidaimaruthur
State Tamil Nadu
Address 103 North Street, Tiruvidaimardur - 612 104.

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Thanjavur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000021 for the Thiruvidaimaruthur branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Thiruvidaimaruthur, Thanjavur, Tamil Nadu, is provided a unique IFSC like CIUB0000021 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the City Union Bank Limited branch in Thanjavur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thanjavur and Tiruvidaimaruthur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Thiruvidaimaruthur do not get misguided to another person.

Format of the IFSC Code CIUB0000021

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thiruvidaimaruthur in Thanjavur.

For example, the IFSC Code CIUB0000021 of City Union Bank Limited for the Thiruvidaimaruthur branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000021 of City Union Bank Limited for its Thiruvidaimaruthur branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Thanjavur and Tiruvidaimaruthur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Thiruvidaimaruthur or Thanjavur to get the exact IFSC Code CIUB0000021.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Thanjavur that will provide accurate information.

How to Use IFSC Code CIUB0000021 for Online Transfers?

Once you have the IFSC Code CIUB0000021 for the Thiruvidaimaruthur branch of City Union Bank Limited in Thanjavur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000021. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000021.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Thiruvidaimaruthur in Thanjavur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Thiruvidaimaruthur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Thiruvidaimaruthur, Thanjavur?

The IFSC Code is CIUB0000021.

Is the IFSC Code CIUB0000021 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Thiruvidaimaruthur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thiruvidaimaruthur branch?

The address of the branch is 103 North Street, Tiruvidaimardur - 612 104. located in Thanjavur, Tiruvidaimaruthur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.