The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Aduthurai branch in Thanjavur, Aduthurai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000009. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Aduthurai, Thanjavur

Here are the key points that are associated with the IFSC Code CIUB0000009 of City Union Bank Limited for its branch located in Thanjavur, within the district of Aduthurai in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000009
Branch Aduthurai
City Thanjavur
District Aduthurai
State Tamil Nadu
Address No. 22/40-41, Tharangampadi Road,Aduthurai,Thanjavur

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000009 for the Aduthurai branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Aduthurai, Thanjavur, Tamil Nadu, are allotted a unique IFSC like CIUB0000009 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thanjavur and Aduthurai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Aduthurai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000009

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aduthurai in Thanjavur.

For example, the IFSC Code CIUB0000009 of City Union Bank Limited for the Aduthurai branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000009 of City Union Bank Limited for its Aduthurai branch located in Thanjavur, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Thanjavur and Aduthurai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Aduthurai or Thanjavur to find the exact IFSC Code CIUB0000009.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Thanjavur will provide accurate information.

How to Use IFSC Code CIUB0000009 for Online Transfers?

Once you have the IFSC Code CIUB0000009 for the Aduthurai branch of City Union Bank Limited in Thanjavur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000009. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and City Union Bank Limited IFSC Code CIUB0000009.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for City Union Bank Limited Aduthurai in Thanjavur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Aduthurai, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited Aduthurai Thanjavur?

The IFSC Code of the Aduthurai Thanjavur branch is CIUB0000009.

Is IFSC Code CIUB0000009 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited Aduthurai branch?

The branch is located at No. 22/40-41, Tharangampadi Road,Aduthurai,Thanjavur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.