There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Kulasekarapperi branch in Tenkasi, Tenkasi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Tenkasi or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000744. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Kulasekarapperi, Tenkasi
The table below shows the main details of the IFSC Code CIUB0000744 for the City Union Bank Limited branch in Tenkasi, which falls under the Tenkasi district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000744 |
| Branch | Kulasekarapperi |
| City | Tenkasi |
| District | Tenkasi |
| State | Tamil Nadu |
| Address | D.No5/181, Kalingapatti To Paruvakudi Main Road, Kulasekarapperi Village, Chathirapatti Panchayat, Thiruvengadam Tk - 627753, Tenkasi Dt |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Tenkasi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000744 for the Kulasekarapperi branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Kulasekarapperi, Tenkasi, Tamil Nadu, are allotted a unique IFSC like CIUB0000744 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tenkasi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tenkasi and Tenkasi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Kulasekarapperi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code CIUB0000744
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kulasekarapperi in Tenkasi.
For example, the IFSC Code CIUB0000744 of City Union Bank Limited for the Kulasekarapperi branch includes these elements, identifying the bank and the branch location in Tenkasi and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000744 of City Union Bank Limited for its Kulasekarapperi branch located in Tenkasi, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Tenkasi and Tenkasi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Kulasekarapperi or Tenkasi to find the exact IFSC Code CIUB0000744.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Tenkasi will provide accurate information.
How to Use IFSC Code CIUB0000744 for Online Transfers?
If you have the IFSC Code CIUB0000744 for the Kulasekarapperi branch of City Union Bank Limited in Tenkasi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000744. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000744.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Kulasekarapperi in Tenkasi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Kulasekarapperi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tenkasi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000744.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is D.No5/181, Kalingapatti To Paruvakudi Main Road, Kulasekarapperi Village, Chathirapatti Panchayat, Thiruvengadam Tk - 627753, Tenkasi Dt located in Tenkasi, Tenkasi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.