There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Kadiri branch in Sri Sathya Sai, Sri Sathya Sai, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Sri Sathya Sai or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code CIUB0000777. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Kadiri, Sri Sathya Sai
Here are the main details that are associated with the IFSC Code CIUB0000777 of City Union Bank Limited for its branch located in Sri Sathya Sai, within the district of Sri Sathya Sai in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000777 |
| Branch | Kadiri |
| City | Sri Sathya Sai |
| District | Sri Sathya Sai |
| State | Andhra Pradesh |
| Address | D.No 1/3, College Road,Near Ntr Statue,Kadiri ,Sri Sathya Sai |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Sri Sathya Sai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000777 for the Kadiri branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Kadiri, Sri Sathya Sai, Andhra Pradesh, is provided with a unique IFSC like CIUB0000777 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Sri Sathya Sai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sri Sathya Sai and Sri Sathya Sai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Kadiri do not get mixed with another location.
Format of the IFSC Code CIUB0000777
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kadiri in Sri Sathya Sai.
For example, the IFSC Code CIUB0000777 of City Union Bank Limited for the Kadiri branch includes these elements, identifying the bank and the branch location in Sri Sathya Sai and Andhra Pradesh accurately.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000777 of City Union Bank Limited for its Kadiri branch located in Sri Sathya Sai, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Sri Sathya Sai and Sri Sathya Sai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Kadiri or Sri Sathya Sai to find the exact IFSC Code CIUB0000777.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Sri Sathya Sai will provide accurate information.
How to Use IFSC Code CIUB0000777 for Online Transfers?
Once you have the IFSC Code CIUB0000777 for the Kadiri branch of City Union Bank Limited in Sri Sathya Sai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000777. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000777.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Kadiri in Sri Sathya Sai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Kadiri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sri Sathya Sai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000777.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D.No 1/3, College Road,Near Ntr Statue,Kadiri ,Sri Sathya Sai located in Sri Sathya Sai, Sri Sathya Sai, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.