The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Rohtak branch in Rohtak, Rohtak, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CIUB0000781. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Rohtak, Rohtak

Below in the table are the key details related to IFSC Code CIUB0000781 of City Union Bank Limited for its branch located in Rohtak, within the district of Rohtak in the state of Haryana.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000781
Branch Rohtak
City Rohtak
District Rohtak
State Haryana
Address Ahlawat Edifice,Opp.Swami Nithanand Public School,Delhi Bypass Road,Tilak Nagar

These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Rohtak for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000781 for the Rohtak branch of City Union Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000781 is given to every bank branch, including City Union Bank Limited located in Rohtak, Rohtak, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Rohtak.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtak and Rohtak.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Rohtak doesn't end up at another location.

Format of the IFSC Code CIUB0000781

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohtak in Rohtak.

For example, the IFSC Code CIUB0000781 of City Union Bank Limited for the Rohtak branch includes these elements, identifying the bank and the branch location in Rohtak and Haryana accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000781 of City Union Bank Limited for its Rohtak branch located in Rohtak, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Rohtak and Rohtak, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Rohtak or Rohtak to get the exact IFSC Code CIUB0000781.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Rohtak, you'll get the correct details.

How to Use IFSC Code CIUB0000781 for Online Transfers?

Once you have the IFSC Code CIUB0000781 for the Rohtak branch of City Union Bank Limited in Rohtak, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000781. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000781.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Rohtak in Rohtak, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Rohtak, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rohtak manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Rohtak, Rohtak?

The IFSC Code is CIUB0000781.

Is the IFSC Code CIUB0000781 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Rohtak?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rohtak branch?

The address of the branch is Ahlawat Edifice,Opp.Swami Nithanand Public School,Delhi Bypass Road,Tilak Nagar located in Rohtak, Rohtak, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.