Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its A S Rao Nagar branch in Rangareddy, Hyderabad, or Telangana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Rangareddy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code CIUB0000463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, A S Rao Nagar, Rangareddy
Below in the table are the key details related to IFSC Code CIUB0000463 of City Union Bank Limited for its branch located in Rangareddy, within the district of Hyderabad in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000463 |
| Branch | A S Rao Nagar |
| City | Rangareddy |
| District | Hyderabad |
| State | Telangana |
| Address | D.No 1-19/1/1, Ground Floor,Plot No 1,1-G Block, Officers Colony, A S Rao Nagar, Ecil Post Hyderabad-500062 Rangareddy Dist. Telangana |
These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Rangareddy for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000463 for the A S Rao Nagar branch of City Union Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in A S Rao Nagar, Rangareddy, Telangana, is provided with a unique IFSC like CIUB0000463 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Rangareddy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rangareddy and Hyderabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in A S Rao Nagar do not get mixed with another location.
Format of the IFSC Code CIUB0000463
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as A S Rao Nagar in Rangareddy.
For example, the IFSC Code CIUB0000463 of City Union Bank Limited for the A S Rao Nagar branch includes these elements, identifying the bank and the branch location in Rangareddy and Telangana accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000463 of City Union Bank Limited for its A S Rao Nagar branch located in Rangareddy, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Rangareddy and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for A S Rao Nagar or Rangareddy to get the exact IFSC Code CIUB0000463.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Rangareddy, then it will provide you proper information.
How to Use IFSC Code CIUB0000463 for Online Transfers?
Once you have the IFSC Code CIUB0000463 for the A S Rao Nagar branch of City Union Bank Limited in Rangareddy, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000463. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000463.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited A S Rao Nagar in Rangareddy may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in A S Rao Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rangareddy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000463.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is D.No 1-19/1/1, Ground Floor,Plot No 1,1-G Block, Officers Colony, A S Rao Nagar, Ecil Post Hyderabad-500062 Rangareddy Dist. Telangana located in Rangareddy, Hyderabad, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.