The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Agaram branch in Perambalur, Perambalur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Perambalur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000753. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Agaram, Perambalur
Here are some of the key details that come with the IFSC Code CIUB0000753 of City Union Bank Limited for its branch located in Perambalur, within the district of Perambalur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000753 |
| Branch | Agaram |
| City | Perambalur |
| District | Perambalur |
| State | Tamil Nadu |
| Address | 129/2A,V.Kalathur Main Road,Vadakarampoondi,Veppanthattai Tk,Pin Code 621117.Perambalur Dt |
These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Perambalur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000753 for the Agaram branch of City Union Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Agaram, Perambalur, Tamil Nadu, is provided a unique IFSC like CIUB0000753 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the City Union Bank Limited branch in Perambalur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Perambalur and Perambalur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Agaram do not get misguided to another person.
Format of the IFSC Code CIUB0000753
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agaram in Perambalur.
For example, the IFSC Code CIUB0000753 of City Union Bank Limited for the Agaram branch includes these elements, identifying the bank and the branch location in Perambalur and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000753 of City Union Bank Limited for its Agaram branch located in Perambalur, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Perambalur and Perambalur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Agaram or Perambalur to get the exact IFSC Code CIUB0000753.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Perambalur, then it will provide you proper information.
How to Use IFSC Code CIUB0000753 for Online Transfers?
Once you have the IFSC Code CIUB0000753 for the Agaram branch of City Union Bank Limited in Perambalur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000753. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000753.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Agaram in Perambalur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Agaram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Perambalur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Agaram Perambalur branch is CIUB0000753.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 129/2A,V.Kalathur Main Road,Vadakarampoondi,Veppanthattai Tk,Pin Code 621117.Perambalur Dt.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.