Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Agrahara Manappalli branch in Namakkal, Namakkal, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Namakkal or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000715. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Agrahara Manappalli, Namakkal
Here are some of the key details that come with the IFSC Code CIUB0000715 of City Union Bank Limited for its branch located in Namakkal, within the district of Namakkal in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000715 |
| Branch | Agrahara Manappalli |
| City | Namakkal |
| District | Namakkal |
| State | Tamil Nadu |
| Address | 10/25-4,North Street,Agrahara Manappalli,Mohanur Taluk,Namakkal.Pin Code 637017 |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Namakkal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000715 for the Agrahara Manappalli branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Agrahara Manappalli, Namakkal, Tamil Nadu, are given a unique IFSC like CIUB0000715 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Namakkal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Namakkal and Namakkal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to City Union Bank Limited in Agrahara Manappalli goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CIUB0000715
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agrahara Manappalli in Namakkal.
For example, the IFSC Code CIUB0000715 of City Union Bank Limited for the Agrahara Manappalli branch includes these elements, identifying the bank and the branch location in Namakkal and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
To find the IFSC Code CIUB0000715 of City Union Bank Limited for its Agrahara Manappalli branch located in Namakkal, the following methods can help you out:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Namakkal and Namakkal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Agrahara Manappalli or Namakkal to find the exact IFSC Code CIUB0000715.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Namakkal will provide accurate information.
How to Use IFSC Code CIUB0000715 for Online Transfers?
Once you have the IFSC Code CIUB0000715 for the Agrahara Manappalli branch of City Union Bank Limited in Namakkal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000715. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000715.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Agrahara Manappalli in Namakkal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Agrahara Manappalli, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Namakkal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Agrahara Manappalli Namakkal branch is CIUB0000715.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 10/25-4,North Street,Agrahara Manappalli,Mohanur Taluk,Namakkal.Pin Code 637017.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.