Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Vellalar Agaram branch in Nagapattinam, Mayiladuthurai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Nagapattinam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000590. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Vellalar Agaram, Nagapattinam

Here are the key points that are associated with the IFSC Code CIUB0000590 of City Union Bank Limited for its branch located in Nagapattinam, within the district of Mayiladuthurai in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000590
Branch Vellalar Agaram
City Nagapattinam
District Mayiladuthurai
State Tamil Nadu
Address No.44,Sivapriya Nagar,Vellalar Agaram 609118,Mayiladuthurai.

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Nagapattinam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000590 for the Vellalar Agaram branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Vellalar Agaram, Nagapattinam, Tamil Nadu, is provided with a unique IFSC like CIUB0000590 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Nagapattinam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nagapattinam and Mayiladuthurai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Vellalar Agaram do not get mixed with another location.

Format of the IFSC Code CIUB0000590

The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vellalar Agaram in Nagapattinam.

For example, the IFSC Code CIUB0000590 of City Union Bank Limited for the Vellalar Agaram branch includes these elements, identifying the bank and the branch location in Nagapattinam and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000590 of City Union Bank Limited for its Vellalar Agaram branch located in Nagapattinam, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Nagapattinam and Mayiladuthurai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Vellalar Agaram or Nagapattinam to find the exact IFSC Code CIUB0000590.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Nagapattinam will provide accurate information.

How to Use IFSC Code CIUB0000590 for Online Transfers?

If you have the IFSC Code CIUB0000590 for the Vellalar Agaram branch of City Union Bank Limited in Nagapattinam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000590. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000590.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Vellalar Agaram in Nagapattinam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Vellalar Agaram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nagapattinam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Vellalar Agaram, Nagapattinam?

The IFSC Code is CIUB0000590.

Is the IFSC Code CIUB0000590 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Vellalar Agaram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vellalar Agaram branch?

The address of the branch is No.44,Sivapriya Nagar,Vellalar Agaram 609118,Mayiladuthurai. located in Nagapattinam, Mayiladuthurai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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