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IFSC Code of City Union Bank Limited, Thiruindalur, Nagapattinam, Tamil Nadu — CIUB0000509

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Thiruindalur branch in Nagapattinam, Nagapattinam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Nagapattinam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000509. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Thiruindalur, Nagapattinam

Here are the key points that are associated with the IFSC Code CIUB0000509 of City Union Bank Limited for its branch located in Nagapattinam, within the district of Nagapattinam in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000509
Branch Thiruindalur
City Nagapattinam
District Nagapattinam
State Tamil Nadu
Address No 1,Thiruindalur Sannathi Street,Thiruindalur,Mayiladuthurai-609 001

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Nagapattinam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000509 for the Thiruindalur branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000509 is given to every bank branch, including City Union Bank Limited located in Thiruindalur, Nagapattinam, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Nagapattinam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nagapattinam and Nagapattinam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Thiruindalur doesn't end up at another location.

Format of the IFSC Code CIUB0000509

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruindalur in Nagapattinam.

For example, the IFSC Code CIUB0000509 of City Union Bank Limited for the Thiruindalur branch includes these elements, identifying the bank and the branch location in Nagapattinam and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000509 of City Union Bank Limited for its Thiruindalur branch located in Nagapattinam, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Nagapattinam and Nagapattinam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Thiruindalur or Nagapattinam to get the exact IFSC Code CIUB0000509.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Nagapattinam, then it will provide you proper information.

How to Use IFSC Code CIUB0000509 for Online Transfers?

If you have the IFSC Code CIUB0000509 for the Thiruindalur branch of City Union Bank Limited in Nagapattinam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000509. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000509.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Thiruindalur in Nagapattinam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Thiruindalur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nagapattinam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Thiruindalur, Nagapattinam?

The IFSC Code is CIUB0000509.

Is the IFSC Code CIUB0000509 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Thiruindalur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thiruindalur branch?

The address of the branch is No 1,Thiruindalur Sannathi Street,Thiruindalur,Mayiladuthurai-609 001 located in Nagapattinam, Nagapattinam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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