Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its North Poigainallur branch in Nagapattinam, North Poigainallur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Nagapattinam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000550. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, North Poigainallur, Nagapattinam

Below in the table are the key details related to IFSC Code CIUB0000550 of City Union Bank Limited for its branch located in Nagapattinam, within the district of North Poigainallur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000550
Branch North Poigainallur
City Nagapattinam
District North Poigainallur
State Tamil Nadu
Address No 3/88 A, Main Road, Opp To A/M Korakkar Sidhar Asram, North Poiganallur - 611106

These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Nagapattinam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000550 for the North Poigainallur branch of City Union Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in North Poigainallur, Nagapattinam, Tamil Nadu, is provided with a unique IFSC like CIUB0000550 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Nagapattinam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nagapattinam and North Poigainallur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in North Poigainallur do not get mixed with another location.

Format of the IFSC Code CIUB0000550

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as North Poigainallur in Nagapattinam.

For example, the IFSC Code CIUB0000550 of City Union Bank Limited for the North Poigainallur branch includes these elements, identifying the bank and the branch location in Nagapattinam and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000550 of City Union Bank Limited for its North Poigainallur branch located in Nagapattinam, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Nagapattinam and North Poigainallur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for North Poigainallur or Nagapattinam to get the exact IFSC Code CIUB0000550.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Nagapattinam that will provide accurate information.

How to Use IFSC Code CIUB0000550 for Online Transfers?

Once you have the IFSC Code CIUB0000550 for the North Poigainallur branch of City Union Bank Limited in Nagapattinam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000550. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000550.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited North Poigainallur in Nagapattinam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in North Poigainallur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagapattinam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited North Poigainallur Nagapattinam?

The IFSC Code of the North Poigainallur Nagapattinam branch is CIUB0000550.

Is IFSC Code CIUB0000550 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the City Union Bank Limited North Poigainallur branch?

The branch is located at No 3/88 A, Main Road, Opp To A/M Korakkar Sidhar Asram, North Poiganallur - 611106.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.